Ushealth Group Seeks to Reforms Healthcare in America

USHEALTH Group, Inc is currently headquartered in Fort Worth, Texas. Until March 2005 it was known as Ascent Assurance, Inc. USHEALTH Group Inc, was incorporated in 1982 and sells supplementary insurance products to families, small business owners and self-employed individuals in the United States. The company has catered for more than 15 million customers with individually developed plans for over 50 collective years. USHEALTH Group is aiming to be America’s Trusted Choice for Healthcare thus is devoted to work through its insurance companies to protect its customers from financial difficulties caused by unforeseen sickness or injury. It does this by making its products affordable, flexible and of high quality.

The company through its agents sells products ranging from fixed indemnity medical insurance, individual health insurance, dental insurance, and income protection solution to a renewable life policy for accident, specific illness and life. USHEALTH Group, Inc is devoted to ensure each customer’s need is addressed reliably and affordably. Their wide portfolios of coverage promote customers option. USHEALTH Group insurance companies are fully dependable on hence has created a long time relationship with their clients. USHEALTH Group was ranked as 2013 Top 50 North American Call Center. This makes it one of the headmost companies in America for customer service. Better Business Bureau also ranked the company at A+ level.

USHEALTH Advisors Agents are licensed and professionally trained in order to deliver the company’s products adequately. Troy McQuagge, USHEALTH’s president and chief executive officer, recently stated that the company is proud to achieve business awards such as the prestigious Stevie Award. He further adds that being ranked top is no doubt due to his team’s impeccable effort to fulfill clients’ needs. The company was also named as company of the year winning in the category of banking, accounting and financial insurance in the coveted One planet awards.

USHEALTH in its mission of hope teamed up with Phoenix of New Orleans (PNOLA) organization in rebuilding homes in New Orleans after the hurricane Katrina. This was the company’s first project of hope. Later in 2011 McQuagge and other leaders of USHEALTH provided generous contributions to a children’s shelter in Phoenix. Brian Clark, USHEALTH Group’s Chief Marketing Officer stated that the team believes that it is their responsibility to serve and help other people every day when asked what the purpose of the company’s mission of hope.

Since the USHEALTH Group family of companies comprehends that every customer has different requirements in matters that pertain to Accident and sickness coverage, they have provided a range of choices where individuals may select what they deem appropriate. USHEALTH group are affordable and secure. They trust in unparallel value and care. Using their online resources and tools an individual can reach them for protection now and later.

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Equities First Holdings Lending Options

According to an Indianapolis news commentary article published on July 12, 2016, Equities First Holdings’ margin loans transactions have increased drastically. They involve using stocks as collateral in the trade market where banks and other financial institutions have a strict lending procedure. According to the news article, borrowers in need of quick financial capital or do not qualify for conventional loans, Equities First Holdings’ lending option serves as an alternative funding.

Although financial institutions have different lending options, banks have narrowed down their lending options, tightened credit qualifications, and increased loan rates. According to the owner and chief executive officer of Equities First Holdings, Al Christy Jr, loans collateralized by stocks are an advanced borrowing option for borrowers looking for a quick startup capital.

Christy noted that in a general three-year loan term, the market fluctuation is inevitable. Although factual, stock-based loans offer a hedge since the borrower lowers the investment risks when the market is about to take a downturn. As noted, most stock-based loans contain a non-recourse element that permits the borrower to defect from a stock loan in any situation. The value of stock-based loans may depreciate, but the conditions allow the borrower to keep loan proceeds and not liable to paying the lender.

Furthermore, Christy Jr noted that most borrowers’ margin loans appeared to be similar to stock-based loans. However, the statement is not true because the collateral for both marginal and stock-based loans are different. A margin loan requires a borrower to have qualification in a conventional bank. Additionally, interest rates for margin loan range between 10% and 50%. Contrary, stock-based loans do not demand any formal qualification and its interest rate range between 50% and 75%.

About Equities First Holdings

Equities First Holdings provides practical solutions to enterprises and high-net-worth investors looking for quick startup capital. Equities First Holdings specializes in product development to provide affordable liquidity through transparent and up-to-date terms and conditions. for more information.