David Giertz Reveals That Many Advisors Aren’t Discussing Social Security

David Giertz of Nationwide Financial, shared in an interview with Veronica Dagher, a columnist and wealth adviser for Wall Street Journal, that today’s financial services advisors are not thoroughly discussing social security with their clients and some aren’t at all. Mr. Giertz said that a survey of consumers revealed that 4 out of 5 client’s advisors were not discussing social security. The problem could be that the social security handbook itself has over 300 rules and that could deter many advisors from going though it or feel confident enough to adequately discuss it with their clients. David Giertz feels that advisors should in fact take an interest because they’re part of the client’s retirement planning process and social security could be included up to forty percent of that plan. If a client switches on social security too soon, they could lose up to $300,000 over twenty-five years which is equivalent to losing a $1,000 each month. He stresses that it’s important for the client to optimize their retirement income and social security plays a large role in doing that.

David Giertz is an expert financial services advisor and has well over thirty-two years of experience. He is a registered broker with the Financial Industry Regulatory Authority, Inc., in the U.S. and currently serves as the President of Nationwide Financial’s Sales and Distribution Organization. David Giertz has passed four exams throughout the years including the General Industry & Products Exam and the State Securities Law Exam.

Prior to his leadership at Nationwide Financial, David Giertz served as a financial services advisor for Citicorp Investment Services from the years of 1991 to 1999. He also used to work at Financial Horizons Security Corporation from 1983 to 1993. Mr. Giertz is a Certified Business Coach through the World Association of Business Coaches and received a world class Gallup score. David Giertz attended the University of Miami and obtained his M.B.A. degree and he also received an undergraduate degree from Millikin University in Decatur, Illinois.

Todd Lubar: From Finance To Real Estate

Todd Lubar is someone who was taken his love for real estate and turned it into a company worth noting. He is the founder of Legendary Properties, a company which he founded, and also serves as the President of TDL Global Ventures. The first time that Todd Lubar started working for a company in the field of real estate was in 1994. Lubar was fresh out of college and had his eyes set on working in the field of real estate. The first company that he worked at was Crestar Mortgage Company, which was not quite a real estate company by itself, but offered mortgaging solutions to people who are looking to buy homes for themselves and their families. Even though the company was not exactly the kind of job that Lubar was hoping for, he learned a lot of valuable information and gained a lot of experience that would later supplement his love for real estate. It taught him more about the financial side of things, and how the real estate industry works in conjunction with each other. During this time, he got a chance to learn from some of the best names in the business and also worked with a large range of clients who would come to the company to gain financial help when trying to buy their dream home. Check out Inspirery for more.

A few years after working at his initial workplace, Todd Lubar made a switch to work at a company known as Legacy Financial Group. The company was similar to the previous one that he worked with, and also provided financial solutions to people that were looking to buy commercial and personal property. While working at this company, Lubar made his way up the ranks to reach the home of the highest positions within his division. He worked hard for the development of his workplace and offered his expertise in the operations that the company undertook for its clients. This was a brilliant place for the development of his professional capabilities and taught him the valuable leadership skills that he would need for his next venture in the field.

While working in the field of finance was good and working well for Lubar, he still wanted to own his own real estate company and be his own boss. After working for several companies, he finally decided that he would establish his own, which led to the creation of Legendary Properties. You can follow their Instagram page.

Click here: http://www.toddlubar.com/

Jeremy Goldstein: The decline of stock options as a means of workers compensation

It is true that stock options are one of the commonly used methods of workers’ compensation. It is one of the means by which players in the business sector show appreciation to their employees. However, lately, there has been a decline in the number of companies that are taking this method as a profitable way of doing business. Stock options are already posing some risks that if not addressed by a company may lead to a decline in the company’s fortunes. Stock options have been on a decline, a phenomenon that can only be explained by looking at the disadvantages that are making players in the industry to forego them. Learn more: https://nycinquirer.com/2018/01/15/nyc-lawyer-jeremy-goldstein-recommends-compromise-for-employment-incentives/


Jeremey Goldstein, one of the most decorated compensation lawyers in the country, have been looking at the topic of stock options and have come up with some reasons why they are no longer a good option for anyone looking to make progress in the business sector.

The main reasons why business have been avoiding them is because they affect the financial status of a company. Whenever the stock options lose value, they cause options overhang. It is an occurrence that creates a problem in the shareholding capacity of the investors in the company. Businesses have been taking alternatives that do not affect the shareholders of a company, to avoid tarnishing their reputation.


Stock options also face rejection from the employees. Employees no longer consider them viable. They are unpredictable and can fall at any time depending on the performance of the company. For businesses to avoid negative effects whenever they perform badly, workers are taking the option of an increased salary as opposed to the stock options.


Earnings per share (EPS)


Jeremy Goldstein has clout when it comes to picking the best incentive programs for businesses. He has worked with large institutions such as the Bank of America and Verizon where he has advised the executives on some of the best incentive programs they should implement in their places of work.


EPS is one of the methods that he recommends. When EPS is incorporated into the payment structure of an organization, it increases the likelihood of the company performing better. EPS determines the decision of the shareholders to buy or sell their stocks.

However, the EPS is not without a flaw, according to Jeremy Goldstein. There is much competition in the business environment which renders this strategy ineffective at times. A business organization, therefore, needs to use the right approach when determining the type of employees’ incentive to apply.


About Jeremy Goldstein


Jeremy Goldstein has been in the corporate business sector for a long time. Jeremy Goldstein owns one of the biggest law firms in New York called Jeremy L. Goldstein & associates. Jeremy Goldstein has earned a reputation as one of the best minds in the industry.

Daniel Taub’s Tenure As Israeli Ambassador Comes To An End

Daniel Taub has played a huge role in bringing together the people of the UK and Israel. He served as the Israeli Trade Ambassador for the UK and brought a huge amount of favorable trade relations between both the countries.

He led an incredible tenure during the four years, and now, will be ending his tenure on a brilliant note. Daniel Taub brought forth several positive elements to both the countries, benefiting them to a great extent.

Daniel Taub was born in the UK and grew up there. He was of Israeli descent, and always had a keen knowledge about the country. When he turned twenty-five, he decided to move back to the land of his ancestors, and work there. Read more: Daniel Taub | Wikipedia and Daniel Taub | LinkedIn

He took a position in the defense forces in the country and played a huge role in the operations that were being carried out. Before he moved to Israel, Daniel Taub spent his time building up his theoretical knowledge, though the educational ventures that he took on. He had several distinguishable degrees and attended some of the most prestigious universities in the entire work like Oxford and Harvard.

Because of this knowledge, he was able to work in a number of prestigious positions within the legal system in Israel, working in the field of international relations. Learn more about Daniel Taub: http://www.telegraph.co.uk/comment/personal-view/8833883/Gilad-Shalits-return-is-a-testament-to-Israels-love-of-life.html

This led him to ultimately gaining a position at the Foreign Ministry in the country of Israel. This is what began his journey into the field of international relations, which has ultimately led him to the position that he currently holds.

The next notable venture that Daniel Taub had taken on was gaining the position of the Ambassador of the UK. Having grown up in the United Kingdom, and having lived in Israel for so long, he was seen as the best person who could understand the cultures of both the countries and foster friendlier relations. Read more: Daniel Taub | Wikipedia and Daniel Taub | Ideamench

Because of this diverse background that Daniel Taub had, he wanted to see not just Israel prosper in international markets, but in the UK as well. He was genuinely concerned about the benefit of both the countries and implemented several positive developments that helped him achieve this goal.

There is no doubt that Daniel Taub indeed did lead an incredible tenure as the Israeli Ambassador, and his tenure end is the close of a brilliant chapter, and the opening of a bright future in the friendly relations that the UK and Israel have.

Lacey and Larkin and the Decade-long Joust with America’s Worst Sheriff

The co-founders of the Frontera Fund and Front Page Confidential Michael Lacey and Jim Larkin spoke ou on what happened between them and the opposition Joe Arpaio, who was dubbed the worse sheriff in the United States.

The states were outraged when Tump pardoned the criminal. After that, however, while the criminal thought he was let off the hook, judges stated that they will not be letting go and that his criminal record is not history.

About a decade ago the journalists Michal Lacey and Jim Larkin went through the ordeal of being involved in the criminal schemes of the former sheriff of the Maricopa County Joe Arpaio. For many years, Arpaio had been dedicating his time to racial profiling and used his sheriff’s badge to have his deputies do his bidding.

Because of that, a few thousand immigrants and citizens of another race within the county have been arrested unlawfully, fined for no reason, refused drivers licenses, refused services, or racially profiled in other ways.

Racially profiling citizens and immigrants was not the end to the racism of Joe Arpaio and he added another course to the animosity and started profiling anyone, regardless of their race but whether they had written or read articles about him.

The media in California and specifically in Maricopa County has started discussing the doings of Joe Arpaio in unflattering articles that most of the population had read. Suh pieces of news would appear nearly on a daily basis, and Joe Arpaio disliked the negative light that was shining on his crimes. Learn more about Jim Larkin and Michael Lacey: http://james-larkin.com/ and http://james-larkin.com/press/

In their publications, business partners and journalists Michael Lacey and Jim Larkin have also talked about Joe Arpaio and soon after received a demanding email from him wanting a list f the people who had visited the online page and read the articles about him.

The profiling of citizens was continuing way too far, and Lacey and Larkin wrote a lengthy expose about the email, and the next stage of targeting was for Joe Arpaio.

Michael Lacey and Jim Larkin were later taken away from their homes in the night and boarded into unlicensed cars, and locked up into separate prisons, both of which were under the authority of Joe Arpaio. Release less than 24 hours later due to people’s outrage, the two journalists were not just going to stand by and ignore what had transpired.

Michael Lacey and Jim Larkin started a court case not only against Joe Arpaio but the entirety of Maricopa County Department. They won after a difficult battle and received a settlement as large as nearly 4 million dollars.

The Lacey and Larkin Frontera Fund rose from that money to fight against criminals such as Joe Arpaio and support other organizations with the same cause. Not all of them will receive a pardon from Trump, after all, so there is hope that America will lower its crime rate against officials someday.

Frontera Fund supports a vast number of organizations that provide civil and judicial help to immigrants and minorities, as well as medical help, education, housing, and more.

Read more: Phoenix New Times | Wikipedia and Jim Larkin | Crunchbase

Shiraz Boghani: Visionary Hotelier, Innovative Healthcare Provider And Caring Philanthropist

Chartered accountant Shiraz Boghani is a Sojourn Hotels LLP founding partner as well as its chairman. He’s also a partner with Sussex Health Care Limited and The Splendid Hotels Group’s managing partner and director. An Institute of Chartered fellow in England and Wales, Boghani has managed Sojourn Hotels’ hotel portfolio as well as their single asset deals. He has also developed excellent relationships with some of the largest funders in Europe. An innovative visionary, Shiraz Bohani was among the first hoteliers in the 1900s to promote limited service brand hotels.

A dynamic entrepreneur, Boghani is passionate about the hotel sector. He’s been involved in the hospitality industry for over 30 years and owns and manages 19 of the trading hotels in the United Kingdom. Some of his flagship hotels include the Holiday Inn London, Conrad London St. James and The Grand Hotel & Spa, York. Recently, Shiraz Boghani has worked with the Hilton London Bankside to launch an exciting project to be housed at the Bankside. Some of the other hotels Shiraz Boghani recently acquired include the New Ellington in Leeds and Mercure Bristol Brigstow Hotel. At the 2016 Asian Business Awards Shiraz Boghani was named Hotelier of the Year.

In addition to his work as a hotelier, Shiraz Boghani is very active in the United Kingdom registered charity the Aga Khan Foundation. He also volunteers his time, talent and resources to the Aga Khan Development global network. Shiraz Boghani is also deeply involved in the noble organization Sussex Health Care Limited. He is a founding partner and under his considerate and visionary leadership, the organization operates 20 award-winning group care homes with more than 500 beds. Sussex Health Care Limited provides a wide range of high-quality, person-centered specialized personal, rehabilitative and healthcare services for the elderly, mentally frail and people with dementia, Alzheimer’s Disease, physical and learning difficulties and neurological disabilities.

Shiraz Boghani was born in Kenya. He migrated to the UK in 1969 and trained as an accountant. Boghani then joined Thomson McLintock & Co., now called KPMG, and began his career in financial services. Since he became involved with the hospitality industry, many experts credit Shiraz Boghani with forever changing the hotel industry throughout Europe. His work with Sussex Healthcare and The Splendid Hotels Group show his entrepreneurship, drive, intelligence and natural leadership skills. His philanthropic efforts in support of the U.K.’s Ismaili community shows his caring nature.

Read more on Bloomberg.com

Mike Baur’s Ability to Help People Gives Him the Chance to Run a Successful Company

Mike Baur knew what it would take to make his company great. He also knew there would be many things he could do that would allow him the chance to make sure he was going to keep helping people. He had stuck with different opportunities and that’s what made him the best at what he did. It also allowed him the chance to show people they could also be as successful as him in the future. Depending on the issues that people were having with their startups, Mike Baur knew he was going to be able to make sure he was helping them.


For as long as Mike Baur worked at the bank, he knew what he was going to do and how he was going to help. The problem was that he was not working for himself. Instead, he was working with other people and making money for them. There had been different ways that people realized Mike Baur was doing things right and he knew from the beginning he would have to make things easier on himself in different situations. It was his way of providing things to people so they wouldn’t have to make things harder on themselves when they were starting out.


Even when Mike Baur was making sure he could give attention to people, he knew he was doing everything right with the business he owns. He had always tried to bring attention to people so they would be able to see different things and so they could get more from the industry. He wanted the startups to work in the best way possible and that was how he was going to try and make things better for the people who came to him for advice. Everything he did went back to helping them and giving them a positive outlook for their business.


Even though some people struggled to get the help they needed, they knew that Mike Baur was doing the best job possible. They had seen him working hard for others and doing the best things possible for them. They had also learned about all the things he was doing right for other people. As good as Mike Baur has been to other people, he knew his business would continue to benefit from it. He also knew things would go his way if he was working at helping people with the issues they had.



Tony Petrello- How he became the best business executive.

The contribution of Anthony Petrello in the growth of the drilling industry will remain relevant for a long time. He has managed to drive the drilling industry into a new era. There is the application of better technology in the industry due to the efforts that he has been applying in the management of Nabors Industries the biggest company in the world. He has managed to influence all other firms in the world to take up measures that are meant to make the industry more competitive. As the head of the biggest company in the industry, he has been able to influence all other firms in the industry adopt new methods of operations to compete with his company. Tony Petrello: One of the Highest Paid CEO in the Nation
Anthony Petrello has turned Nabors Industries into one of the nest innovations in the country. For the company which is based in Texas, he has managed to push it into the world map and make it the best. His contributions have been remarkable. He has single-handedly brought measures that are intended to make the company even better. He has worked closely with the management of the firm on implementing some great measures that have made the company reach the levels that we see it today. Tony Petrello Welcomes Tommy Tune Home To Houston

Anthony joined this firm without any qualifications related to business management. He has managed this company without ever going to a business management class. He has been rolling based on his personal brilliance. He has been in the profession where he had to deal with problem-solving. As a lawyer and a mathematician, he has managed to push the company by making great decisions that have influenced its production capacity. Anthony Petrello has been brilliant all his life. He made a record in his school while he was growing up. He proved to everyone that he was a mathematics genius. He has managed to prove this individual brilliance through the works that he has done with Nabors industries. His task could not have been carried out by just any other manger. His personal brilliance has been the driving force for his management skills. How Tony Petrello Helped Houston With Hurricane Harvey Relief

Nabors Industries is now a leading company thanks to the measures that he has implemented. With over 25 locations in the world, this is definitely the biggest company in the world. Anthony Petrello is a brilliant manager as well, as a hardworking one. He will not stop at anything until he accomplished the mission he set out to accomplish. He is dedicated servant who knows that his time in the company should be used wisely to implement measures that will of benefit to the firm. Mathematics, Law, Business, and Charity: The Unique American Dream of Tony Petrello

End Citizens United Prepare Consequences for GOP Incumbents in 2018

End Citizens United is putting pressure on Republican incumbents to get their act together in 2018 or face the consequences.

The political action committee (PAC) is in the best shape than ever to make an impact on their promise to American voters and taxpayers to rid the political process of a rigged system, and the corrupt imbalance of power that has seeped into their government. The mission has been and will always be to hold elected officials accountable and remove the dark money from the special interest group’s influence over politicians who choose to ignore the taxpayer’s interest.

PAC Makes Elected Officials Aware of Planned Action

Beginning in 2018, End Citizens United plans to use messaging all across the nation to bring the voter up to date on campaign finance reform. The PAC enlisted pollster Al Quinlan to analyze the 2016 data of the Nevada campaign that helped democrats. The poll data showed that voters, including independents, overwhelming supported campaign finance reform. In fact, the analysis concluded that voters are less-concerned about terrorism occurring in the United States than they are about politicians continuing to use special interest groups for their political gain.

Increased Donations Make Strong Impact

End Citizens United has raised over $10 million through small member donations that overall have come in at $12-$14 per member. The PAC is projecting that the $35 million planned resource allocation budget for 2018 will be met with its continued three million -and counting- member support. The PAC is continuing fundraising efforts; however, even with the donation limit of $5,000, the PAC believes that the unsolicited donations being tallied will make a sizable impact among known members.

Tax Reform Bill Costly For 2018 Votes

With the recent tax reform bill vote, End Citizens United believes that voters are not only expecting recourse action, they’re expecting consequences. The taxpayers are on the hook for a tax plan that will extend until 2027. The vote for the tax bill only gave more to the wealthiest in the country while leaving middle-class families to fend for themselves. Voters are not going to stand for that in 2018. Tiffany Muller, president of End Citizens United stated, “Make no mistake…This bill is going to hurt middle-class families. Voters will not forget this one.” With 17 of the 20 Republicans already on the list of “Big Money 20” that End Citizens United is preparing to unseat, the consequences are imminent.

End Citizens United’s message is the most powerful it’s ever been for its grass roots effort. With one member support at a time for the PAC, Americans are showing that they’re fed up with the quid pro quo going on in Washington.

To know more visit @: www.indeed.com/q-End-Citizens-United-jobs.html

Lime Crime Can Make You Look Great

You may want some kind of great makeup that will help you to feel better about how you look. Lime Crime may be just the one to do this for you. You may not know what is so great about it and why it could help you.


The biggest thing to think about when you are looking at Lime Crime is the colors.This can be because you need something that is going to go with your work or with your night fun. That is an important thing to know if you want to right colors for your needs.

If you are going to be wearing this to work, you probably don’t want colors that are too bright or that have extra things such as glitter or a metal look. This may not be true if you work in a place that is less constricted.

If you are looking for makeup for a night on the town, anything can work. It’s only limited by the clothing you are wearing and what you want your look to be. The crazier your clothing and place you are going, the brighter your colors can be. You can even add some glitter or other things to your look. This again, will depend on what you are doing and the colors you are wearing.

Color Combos

When you want to stand out, you might want to wear more than one color. This way you will be able to stand out a little more. It also can add an accent to the colors you want to wear or that go with the outfit you are going to be wearing for the event.

Take your time and find the right colors for you. Lime Crime is committed to finding new and fun colors that will make a mark on your look, What are you waiting for? Get your Lime Crime makeup today.